If after 5 days, you have not resolved your balance, we will freeze your Online Bill Payment access and notify you by email. You will have 5 days to resolve the balance directly with our payment processor.Ĥ. If the payment is not reversible, our payment processor will send you a second email to notify you of the insufficient funds.If the payment is reversible, our payment processor will notify you by email that the payment was reversed.If you still do not have sufficient funds to cover the payment, we will attempt to reverse the payment from your payee. On the next day we will attempt to debit your account again. Our payment processor will notify you by email of the insufficient funds, giving you 1 day to make additional funds available to your payment account.ģ. If we send a payment on your behalf and you do not have sufficient funds when we attempt to debit your account, the following will occur:Ģ. Insufficient funds may lead to additional fees and suspension or termination of service. You are responsible for any payment you make through our Online Bill Payment. Please choose questions that are unlikely to change over time.
These security questions are used for mobile device verification and as a backup to OBA for FHB Online. Security Questions – During enrollment you are required to select and answer 5 security questions. You can modify your delivery preference under the “Settings” link in FHB Online.
If we detect unusual activity, we will send you a one-time verification code via call or text (based on your selection during enrollment), which you will need to enter on the site.
Out-of-band Authentication – Out-of-band Authentication (OBA) is used if we detect unusual login (e.g., and unknown computer or location) or transaction activity (e.g., an unusually high value transaction). Certain special characters are allowed but not required. We require at least one upper-case and lower-case letter and one number. Passwords – Passwords must be a minimum of 8 characters and a maximum of 32 characters. Techniques we use include stringent password requirements, Out-of-band Authentication, and Security Questions. GnuCash tracks a variety of account types, stocks, income, and expenses.FHB Online uses several methods to protect your accounts.
This financial software can be used to track personal finances and also works nicely as small business accounting software.
An app version is also available for iOS and Android devices.